3/14/2024 0 Comments Bank ibc online![]() ![]() The Quontic Bank High Interest Checking account, however, is still going strong. Quontic discontinued its other rewards checking account, the Quontic Bank Bitcoin Rewards Checking account, at the end of August, 2023. ![]() Eligible debit card purchases are defined as purchases made directly with a vendor, not through third-parties like an ATM, Venmo or Apple Pay. Quontic Bank Cash Rewards Checking offers 1% cash back on eligible debit card purchases (up to a total of $50 per statement cycle). And, as a Quontic customer, you have access to over 90,000 surcharge-free ATMs. None of them have overdraft fees, monthly service fees or incoming domestic wire transfer fees. Quontic has two checking accounts and three types of savings accounts. The minimum CD deposit is $2,500 and there are early withdrawal fees, so be sure you can commit to the entire term. Discover offers CD terms between three months and 10 years. To earn an even higher yield in a protected account, consider Discover® Certificates of Deposit (CDs). It has a deposit requirement of $2,500, but you’re not required to maintain a balance after opening. You can earn 4.15% APY for balances under $100,000 and 4.20% APY for balances $100,000 and over. Yet, if you want an account that you can access like a checking account and earn interest on it rather than cash back, look at the Discover® Money Market Account (MMA). The Discover® Online Savings Account has no monthly fee, no minimum opening deposit and offers 4.30% APY, which is compounded daily. The Discover® Cashback Debit Checking account has no service fees and offers several attractive features, including: 1% cash back on up to $3,000 in debit card purchases (see website for details), fee-free overdraft protection and early payday - in which you can access your paycheck up to two days early when you set up direct deposit. With only one checking account, Discover makes it a good one. As a Discover customer you’ll have access to 24/7 customer service (which typically rates highly in independent analysis), and 60,000 fee-free ATMs. ![]()
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